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Mortgages have changed.

Get the mortgage you deserve today.

Get Pre-approved

Lending made easy.

Getting a mortgage for your first home, renewing or refinancing your mortgage or consolidating your debt has never been easier.

We’re not your typical mortgage company

I offer customized mortgage products and services, in terms you can understand. We’ve changed mortgages for the better, so you can worry less and live life to the fullest.

Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Speed matters. Which is why I help verify your pre-approval quickly.

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Total Transparency

“What you see is what you get.” No hidden fees, no hidden meanings.

About me

All of us together now

I offer products and services designed to put my clients first. Always.

Get in Touch

Questions?
I am here to help

I love answering your questions. Call, email or chat – ask me anything.

Mortgages

Don't wait.
Start saving!

Once I have determined your mortgage needs, I will find you the best mortgage options at the best rate possible.

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What clients are saying

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  • Phil got me the very best rate on my rental property - he made the process simple and walked me through it from start to finish.
    Jill F Ottawa
  • Thanks for making our refinance so simple we now have our dream kitchen! I would highly recommend your team to any of my friends/family
    David M Ottawa
  • Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. We're grateful that we found your services! Highly recommended for sure.
    Karen and Jeff
  • We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a br...
    Dan and Cindy

Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • ING
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings
  • XCEED