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Mortgages have changed.

Get the mortgage you deserve today.

Get Pre-approved

Lending made easy.

Getting a mortgage for your first home, renewing or refinancing your mortgage or consolidating your debt has never been easier.

We’re not your typical mortgage company

I offer customized mortgage products and services, in terms you can understand. We’ve changed mortgages for the better, so you can worry less and live life to the fullest.

Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Speed matters. Which is why I help verify your pre-approval quickly.

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Total Transparency

“What you see is what you get.” No hidden fees, no hidden meanings.

About me

All of us together now

I offer products and services designed to put my clients first. Always.

Get in Touch

Questions?
I am here to help

I love answering your questions. Call, email or chat – ask me anything.

Mortgages

Don't wait.
Start saving!

Once I have determined your mortgage needs, I will find you the best mortgage options at the best rate possible.

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What clients are saying

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  • Positive: Professionalism, Quality, Responsiveness, Value I could not recommend Phil and his team more. They are extremely responsive, knowledgable and honest. Phil was always available to walk me...
    George K
  • Positive: Professionalism, Quality, Responsiveness, Value Phil was a pleasure to work with, extremely quick to respond back. Best rates in the country and very professional. Can't ask for better m...
    Jonathan B
  • After a terrible experience with another brokerage, I contacted Phil Cragg at Mortgage Outlet in Ottawa by e-mail around 8:30 pm a few weeks ago. Less than 60 mins. later, I'm on the phone with ...
    Eric T
  • Phil and his team did an outstanding job getting my mortgage renewal. I wholeheartedly recommed Mortgage Outlet Inc to anyone looking to purchase a property or to get themselves a better deal when ...
    Manzar S
  • Phil was quick and helpful with our mortgage. He made the process stress free and easy - especially for a first time home buyer. He found us rates that we couldn't have found elsewhere. I highly r...
    Katerina B

Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • ING
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings
  • XCEED